Apple Numbers · Mac, iPad and iPhone

All your money on one sheet.

Budget planner & net worth overview for Apple Numbers: income, expenses, net worth, portfolio and loans calculate themselves. You only fill in the yellow fields.

Get the template · €24.90German edition

What the template does for you

  • Budget planner Numbers template – step 1: set up once: year, 12 categories and 50/30/20 targets

    1 · Set up once

    Enter the year, set your savings targets (e.g. 50 % needs, 30 % wants, 20 % savings) and name the 12 categories to match your life. About 10 minutes, then it is done.

  • Budget planner Numbers template – step 2: enter income for 12 months and expenses with fixed and variable costs

    2 · Enter income & expenses

    Name the income or expense and set whether it is a fixed cost, monthly or yearly. Enter variable costs month by month. Only the yellow fields.

  • Budget planner Numbers template – step 3: assets & debts, portfolio for stocks, ETFs and crypto, mortgage with amortization schedule

    3 · Net worth, portfolio & loans

    Enter your balances once; prices for stocks, ETFs and crypto come automatically. The loan calculator delivers the amortization schedule, remaining debt and your debt-free date.

  • Budget planner Numbers template – step 4: complete automatic summary with key figures, charts, 50/30/20 check, net worth and loans

    4 · Read everything automatically

    Savings rate, emergency fund, debt service and housing cost ratio, savings-target check (50/30/20) and net worth, without touching a single formula.

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Set up in 10 minutes

1. Set up once. 2. Enter income and expenses. 3. Add net worth, portfolio and loans. 4. Read the summary.

After that, 10 to 15 minutes a week are enough. The guide is right inside the file, and a demo with fictional sample data shows you how everything works together.

The templates

Frequently asked questions

Which Numbers version do I need?

Apple Numbers 14.4 or later on Mac, iPad or iPhone. Numbers is free on the App Store. The template does not run in Excel or Google Sheets.

How do I get the file?

Right after payment the download link appears on the order page, and you also receive it by e-mail. You get a ZIP file with the blank template and a demo with fictional sample data.

Do I need to know formulas?

No. You only fill in the yellow fields; all calculations, key figures and charts are ready. The guide is right inside the file on the “Settings” sheet.

Where do the prices for stocks, ETFs and crypto come from?

From the stock function in Numbers, which uses data from Yahoo Finance. They are previous-day closing prices, not real-time. You need an internet connection; prices may be missing for some exchanges.

Can I change categories and rows?

Yes. You can rename the 12 categories, add rows and set fixed costs with a from and to month. Yearly amounts are spread over 12 months automatically.

Are there updates and support?

Bug fixes are delivered as free updates. For questions write to finanzsicht@icloud.com; we usually reply within 1 to 2 business days.

Can I return the template?

It is digital content: by agreeing to the immediate download at checkout, the right of withdrawal expires. That is why we show you every sheet as an image beforehand, and we help by e-mail if anything goes wrong.

About FinanzSicht

FinanzSicht is a one-person project from Ybbs an der Donau in Austria. I built the budget planner for my own finances and have refined it step by step since 2025 until every number fit on one sheet. What you buy is exactly the file I work with myself, just with empty fields. I answer questions personally by e-mail.

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